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At The Popovich Financial Group at Baird, we understand that navigating the world of finance can feel overwhelming. Whether you're planning for retirement, managing investments, or preparing for life’s unexpected moments, it’s crucial to have a team of experts by your side. That’s where we come in.
As experienced financial advisors, our mission is to help you achieve your financial goals with confidence. This blog is designed to provide you with insights, tips, and practical advice on everything from saving and investing to understanding complex financial concepts. We believe that informed clients are empowered clients, and we’re here to ensure that you have the knowledge and tools to make sound financial decisions for your future.
Whether you’re a first-time investor or someone looking to refine your strategy, The Popovich Financial Group is here to guide you every step of the way. Welcome to our community, where your financial well-being is our top priority. Let's embark on this journey toward financial security together.
About the Author:
Brittney Schlicker, CFP®, is a Certified Financial Planner™ professional with extensive experience in retirement and tax planning. She helps clients maximize tax efficiency and make the most of their financial strategies.
The Tax Shock of Selling a Rental Property
Real estate investing offers many financial rewards—steady cash flow, long-term appreciation, and one of the most powerful tax benefits available: depreciation. But what many investors don’t realize is that the same tax break that...
Read MoreDon’t Leave Them Guessing: The Case for Discussing Your Estate Plans Early
A thoughtful estate plan is only half the story. The other half? Honest conversations that prevent misunderstandings and strengthen family bonds.
Read MoreHow I Helped a Client Avoid a Life Insurance Tax Bomb
Cash value life insurance policies need active management. Don’t let loans catch you off guard. Read how I helped a client avoid a tax disaster due to life insurance policy loans.
Read MoreThe Most Overlooked Employee Benefit That Could Save You Thousands: Legal Services
When it comes to employee benefits, most people focus on the big-ticket items—health insurance, retirement plans, or maybe a gym membership. But there’s one benefit quietly sitting in your HR portal that’s often overlooked and...
Read MoreHow I Hit a Perfect Credit Score and 3 Tips to Help You Get Closer
Okay, I'll admit it. I'm bit of a financial planning nerd and I recently hit a personal milestone I've been working towards for years: a perfect credit score. While most people do not need an 850 to live their best financial life,...
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Does Spending Really Fall in Retirement?
One of the most common assumptions in retirement planning is that spending declines as retirees age. The logic seems sound, but is it?
Read MoreThe Mega Backdoor Roth vs. the Backdoor Roth: Understanding the Differences
The Roth IRA is a coveted tool in retirement planning because of its potential for tax-free growth and withdrawals. However, income limits can prevent high earners from contributing directly to a Roth IRA. This has led to strategies...
Read MoreA Surprising Strategy: Converting Life Insurance for Long-Term Care Protection
Have a Whole Life or IUL policy with cash value? You may be able to convert it tax-free into a Hybrid Life Insurance policy that covers long-term care expenses instead of just a death benefit. Let’s explore your options...
Read MoreEmbracing Change: Lessons from Motherhood and Career Growth
I will welcome my second baby girl—a milestone that brings both excitement and deep reflection. The past 18 months of motherhood have been a journey filled with joy, struggles, and moments of guilt as I balanced my career and motherhood.
Read MoreUnderstanding Tax Liability vs. Tax Refunds: What’s the Difference?
When tax season rolls around, many people focus on whether they owe money or expect a refund, but the concepts of tax liability and tax refunds often get misunderstood.
Read MoreNavigating Political Noise Without Overreacting: A Financial Perspective
As a financial advisor, I understand how unsettling political headlines can be. Every day, we are bombarded with breaking news, debates, and opinions that paint an uncertain picture of the future.
Read MoreFinancial Planning: A Guide, Not a Guarantee
In an era where technology influences almost every aspect of our lives, financial planning software has become an indispensable tool for advisors and individuals alike. But should we rely on them completely?
Read MoreWhy Not Sharing All Your Financial Details Can Be a Costly Mistake in Financial Planning
When it comes to financial planning, many people hesitate to fully disclose their financial details. Whether it’s an account you “forgot” to mention, a small loan you didn’t bring up, or an asset you don’t consider relevant could lead ...
Read MoreThe Widower’s Penalty
RMDs from pretax accounts are an unavoidable part of retirement, but their impact can be managed with proactive planning. For widowed individuals, understanding the widower’s penalty is crucial to minimize the financial challenges.
Read MoreRoth Conversions and a Missing Form 8606: What You Need to Know
Did a Roth Conversion? Did you file it correctly with the IRS?
Read MoreWhy Selling Your RSUs When They Vest Can Be Beneficial
Have company RSUs, what should you do when they vest?
Read MoreDIY or Professional? How to Decide What’s Best for Your Financial Planning and Investing
In today’s digital world, it’s easier than ever to manage your finances with apps, tools, and online resources. However, there comes a point when financial decisions become more complex, and the stakes get higher.
Read MoreThe Benefits of Consolidating Your Assets at One Firm
Many investors find themselves with accounts scattered across multiple firms, often due to job changes, legacy investments, or simply convenience at the time. Here is why consolidating your assets can help your financial planning.
Read MoreTop Financial Mistakes I See People Make as a Financial Planner
As a financial planner, I’ve worked with many individuals and families to help them achieve their goals. Along the way, I’ve noticed common mistakes that can derail financial success. These are most often the ones I see.
Read MoreWhat You Need to Know About Social Security Under President Trump
With Donald J. Trump back in office come , many Americans are understandably concerned about the future of Social Security. This question has come up frequently since his return to the presidency: *Will Trump stop Social Security or make...
Read MoreHow to Successfully Complete a Roth Conversion: What You Need to Know About RMDs
Roth conversions are a powerful retirement planning tool, allowing you to move funds from traditional retirement accounts (such as IRAs and 401(k)s) to a Roth IRA, where they can grow tax-free. However, many people overlook a critical...
Read MoreMy Recent Experience with Cyber Security
This January, a Good Samaritan saved my life – or at least my professional life. Out of the blue, I received an email from a stranger who had apparently been approached by “me” asking that they send money to me. Or...
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